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Saturday, May 24, 2008

Payment Time

It's near the end of the month again, and so I decided to check my credit card bill before leaving the house this morning. Every last week of the month, I always make it a point to double check my credit card statement so as not to overlook the payment due date. Once, I neglected to check it and well, what can I expect but additional charge which reflected on my next bill.

As much as possible, I don’t want to be charged due to late payment. It’s okay if I have these finance charges for my purchases. But an added charge for late payment? Well, that should be a big no-no.

Some friends of mine are against the idea that I have a credit card with me because of these charges. They do have a point, but as far as I am concerned, this credit card is a big help to me and Baby Gaby’s dad, especially when we make online purchases. As long as we make use of it wisely, I don’t think paying it would be too much of a burden.

Anyhow, there are sites that inform consumers like me on how to use credit cards wisely. If this has been a struggle to you, well you can always visit this site to give you some insights on credit issues. They have a blog which is really a helpful source for old and new credit card holders. Now if you are new on this, feel free to check their credit card offers to find the one that best suits you.